Interest.com's weekly survey of major lenders, taken Dec. 3, found the average interest rate for a:

30-year, fixed-rate loan fell to 5.92% from 5.97% the previous week. A year ago it was 6.00%.

15-year, fixed-rate loan fell to 5.67% from 5.75% the previous week. A year ago it was 5.68%.

30-year, jumbo loan (for mortgages exceeding $417,000 to $729,750, depending on the city) fell to 7.46% from 7.55% last week. A year ago it was 7.12%.

One-year, adjustable-rate loan fell to 5.96% from 6.17% the previous week. A year ago it was 6.07%.

Five-year, adjustable-rate loan fell to 6.14% from 6.27% the previous week. A year ago it was 6.10%.

Use our extensive database of mortgage rates to find the best deals in your area, including many that are less costly than these national averages.

Whether you're buying a home or refinancing an existing mortgage, we have a mortgage calculator that can help you make the right decisions.